四级英语作文及翻译

四级英语作文及翻译

大学生使用信用卡现象

与信用卡

目前，一个由各大银行发行的信用卡和购物卡，商场广泛vareity蓬勃发展的势头在全国各地高校和高校，与高校组成的学生证持有人不断增长的人口众多。事实上，五分之一的学生中，预计在至少拥有一张信用卡，这一数字预计将在稳定increse，扬子晚报的最新公布的数据显示后。

任何事情一样之前，这种塑料小片的出现，校园一卡通的信贷的日益普及同时具有光明和黑暗的方面。一方面，年轻人上大学，从偷窃一笔可观的现金无故障，可享受信用卡的便利性和分期付款购买昂贵的商品。另一方面，然而，该卡的不负责任，这些青少年过度使用，其中大部分是刚从中等学校预算的钱没有能力，可以使它们的债务沉重，将带他们年还清。

我个人的水平，同时享受着便利的主机可能带来的信用卡，我们不能忽视一个明显的事实：在大多数情况下，父母是没有任何限制我们唯一的消费金融来源。相反，我们都应该放在我们的首要任务，并提出自己的研究后，我们的父母以外的严重依赖

On Credit Card

At present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increse, the latest data published by Yangtze Evening Post suggests.

Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.

感恩

对培养感恩心

在全国各地的大学校园里，有一个明显的现象，我们不能忽视：有太多的年轻大学生缺乏感恩，对这个灿烂的文明在5000年的跨越古老的土地上无数的传统美德之一的感觉。这些年轻的成年人没有，都不是表达谢意的巨大重要性的那些谁曾帮助他们，从教师到家长等等。

就个人而言，我认为没有一个优雅的心学生的根本原因是他们受教育不重视的道德领域。我坚信，从全社会的人们共同的努力是为这个社会头痛的最后补救措施。作为新时代的青年大学生，我们应该对这项事业我们自己的贡献。想象没有感恩意识的世界。这个世界是注定要失败的。简而言之，我们应该加入我们的双手来提高我们的意识培养优雅的心。只有这样，才能建设成一个和谐的社会。我的同学们，我求你从现在开始采取行动。

On Cultivating the Sense of Gratitude

On college campuses across the nation, there is a noticeable phenomenon that we cannot afford to ignore: far too many young college students lack the sense of gratitude, one of the countless traditional virtues of this ancient land with a splendid civilization spanning over 5,000 years. These young adults were not and are not aware of the huge importance of expressing gratitude to those who once helped them, from teachers to parents and so forth.

Personally, I deem that the root cause of students without a graceful heart is that they receive an education not valuing the moral sphere. I strongly believe that joint efforts from folks across society are the final remedy for this social headache. As young university students of the new era, we should make our own contributions to this cause. Imagine a world without the sense of gratitude. This kind of world is doomed to failure. Simply put, we should join our hands to heighten our awareness of fostering a graceful heart. Only in this way can we build our society into a harmonious one. My fellow students, I beg you to act from now on.

On my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources.Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents

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